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15 Years of Success in Angola

The year 2025 proudly marked the 15th anniversary of Standard Bank Angola's presence in the country.

Standard Bank has been a key partner for the country's development, tracing a trajectory marked by the innovation of financial solutions.

The 2025 Annual Report is a transparent reflection of our commitment, proudly revealing our path, values and dedication to the development of Angola.

Learn more about the Bank

15 Years of Success in Angola

The year 2025 proudly marked the 15th anniversary of Standard Bank Angola's presence in the country.

Standard Bank has been a key partner for the country's development, tracing a trajectory marked by the innovation of financial solutions.

The 2025 Annual Report is a transparent reflection of our commitment, proudly revealing our path, values and dedication to the development of Angola.

Learn more about the Bank

15 Years of Success in Angola

The year 2025 proudly marked the 15th anniversary of Standard Bank Angola's presence in the country.

Standard Bank has been a key partner for the country's development, tracing a trajectory marked by the innovation of financial solutions.

The 2025 Annual Report is a transparent reflection of our commitment, proudly revealing our path, values and dedication to the development of Angola.

Learn more about the Bank
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Chairman and CEO´s Message

With a solid foundation built over these 15 years, we look to the future with determination and confidence.

Despite the challenges, Standard Bank Angola continued to invest in innovation and sustained growth, with strategic goals for its Employees and for the country.

In a year of growth and innovation for SBA, the celebration of 50 years of independence and events such as the US–Africa Summit and the 7th African Union–European Union Summit reinforced Angola's role on the continent.

Read the full message here
Chairman and CEO

Octávio Castelo Paulo

Chairman

Luís Teles

CEO

Chairman and CEO´s Message

With a solid foundation built over these 15 years, we look to the future with determination and confidence.

Despite the challenges, Standard Bank Angola continued to invest in innovation and sustained growth, with strategic goals for its Employees and for the country.

In a year of growth and innovation for SBA, the celebration of 50 years of independence and events such as the US–Africa Summit and the 7th African Union–European Union Summit reinforced Angola's role on the continent.

Read the full message here
Chairman and CEO

Octávio Castelo Paulo

Chairman

Luís Teles

CEO

Key
Numbers

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Net Profit

150

billion Kwanzas

Learn how SBA creates value
+31%

Net Interest
Margin

+16%

Credit
Granted

44%

Return
on Equity

Key Numbers

Net Profit

150

billion Kwanzas

+31%

Net Interest
Margin

+16%

Credit
Granted

44%

Return on
Equity

Learn how SBA creates value

Key Numbers

Net Profit

150

billion Kwanzas

+31%

Net Interest Margin

+16%

Credit Granted

44%

Return on Equity

Learn how SBA creates value
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SBA Employees

SBA´s Strategy
Results

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Motivated by the demands of its Clients, SBA builds a path of prosperity and innovation.

Equity

371 005M Kz

Transformation Ratio

41%

Solvency Ratio

29%

Gross Credit Granted

687 103M Kz

Explore all results

The Impact
on Clients

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With the Clients' trust, SBA grows, innovates and achieves international recognition.

Clients

235 969

ATMs

152

SB24 Empresas App Upgrade

SB24 Empresas

Best Investment Bank in Angola 2025

Euromoney Awards

See the impact on Clients

Innovation, Digitalization and
Efficiency

SBA invests in technological modernization, accelerating digitalization to make the operation more efficient, agile and safe, with a focus on excellence.

  • 255 automated processes

  • 15 400 hours saved per month

  • 54% reduction in operational incidents

  • Implementation of ISO 20022, Streamline AML, AOM and other core platforms

Learn more

SBA´s Employees

At SBA, the Employees'
well-being is essential.

We value the well-being of our People in all aspects, promoting an inspiring environment that stimulates growth and collaboration.

Learn more

Employees

796

Training hours

26 565h

Men

60%

30-39 Years Old

55%

Women

40%

> 6 years at the Bank

53%

Social
Responsibility

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A Pact with more Impact! The SBA strengthened the "Pact with Impact", training 54 Employees and around 1,000 people on financial literacy.

The commitment to sustainable development was reinforced with the publication of the 2024 Sustainability Report and the first social loan to a private entity.

Find out more

1st Social Loan to a private entity, aligned with the Standard Bank Group Sustainable Finance Framework: 2 450M Kz

60 Minutes Eco Platform, to foster dialogue, education and awareness aimed at promoting environmental citizenship

SBA´s Strategy
Results

Motivated by the demands of its Clients, SBA builds a path of prosperity and innovation.

Equity

371 005M Kz

Transformation Ratio

41%

Solvency Ratio

29%

Gross Credit Granted

687 103M Kz

SBA Employees
Explore all results Explore all results

The Impact
on Clients

With the Clients' trust, SBA grows, innovates and achieves international recognition.

Clients

235 969

ATMs

152

SB24 Empresas App Upgrade

SB24 Empresas

Best Investment Bank in Angola 2025

Euromoney Awards

See the impact on Clients

Innovation, Digitalization and Efficiency

SBA invests in technological modernization, accelerating digitalization to make the operation more efficient, agile and safe, with a focus on excellence.

  • 255 automated processes

  • 15 400 hours saved per month

  • 54% reduction in operational incidents

  • Implementation of ISO 20022, Streamline AML, AOM and other core platforms

Learn more

SBA´s Employees

At SBA, the Employees'
well-being is essential.

We value the well-being of our People in all aspects, promoting an inspiring environment that stimulates growth and collaboration.

Employees

796

Training hours

26 565h

Men

60%

Women

40%

30-39 Years Old

55%

> 6 years at the Bank

53%

Learn more

Social
Responsibility

A Pact with more Impact! The SBA strengthened the "Pact with Impact", training 54 Employees and around 1,000 people on financial literacy.

The commitment to sustainable development was reinforced with the publication of the 2024 Sustainability Report and the first social loan to a private entity.

Children in a classroom

1st Social Loan to a private entity, aligned with the Standard Bank Group Sustainable Finance Framework: 2 450M Kz

60 Minutes Eco Platform, to foster dialogue, education and awareness aimed at promoting environmental citizenship

Find out more

Governance
Model

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The 5 guiding principles of SBA's Corporate Governance Policy:

Accountability and transparency in the relationship with Shareholders and Stakeholders

Adequate composition and diversity in the governing bodies

Effective risk management and internal control, ensuring the sustainability and integrity of the business

Prevention of conflicts of interest and promotion of an ethical and risk-aware culture

Comply with high regulatory and governance standards, including those of the Standard Bank Group

Learn more

Governance Model

The 5 guiding principles of SBA's Corporate Governance Policy:

Accountability and transparency in the relationship with Shareholders and Stakeholders

Adequate composition and diversity in the governing bodies

Effective risk management and internal control, ensuring the sustainability and integrity of the business

Prevention of conflicts of interest and promotion of an ethical and risk-aware culture

Comply with high regulatory and governance standards, including those of the Standard Bank Group

Learn more

Financial
Statements and Notes

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Total Assets

2 275 070 Million Kwanzas

Net Result

150 081 Million Kwanzas

Client Deposits

1 636 005 Million Kwanzas

See here

Financial Statements and Notes

Total Assets

2 275 070 Million Kwanzas

Net Result

150 081 Million Kwanzas

Client Deposits

1 636 005 Million Kwanzas

See here
SBA Employee

Recognition

Best Investment Bank in Angola

2025

Bank of the Year in Angola

2025

Africa's Most Valuable Banking Brand

First Angolan Bank authorized to open USD and EUR accounts with JP Morgan

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A Legacy
with a Future!

We look at 2025 with pride
and at 2026 with confidence.

Together, we will continue to transform realities, creating value for Clients, Employees and Communities.

With courage and determination, we are more than a Bank. We are the force driving Angola's future.

Find out how we are transforming Angola's future in the full version of the 2025 Annual Report.

Annual Report 2025

A Legacy
with a Future!

We look at 2025 with pride and at 2026 with confidence.

Together, we will continue to transform realities, creating value for Clients, Employees and Communities. With courage and determination, we are more than a Bank. We are the force driving Angola's future.

Find out how we are transforming Angola's future in the full version of the 2025 Annual Report.

Annual Report 2024